:root{
    --navy:#031735;
    --navy-2:#061f45;
    --blue:#075bd6;
    --blue-2:#1269df;
    --light-blue:#eaf5ff;
    --text:#0c1d3b;
    --muted:#46536b;
    --line:#dfe5ed;
    --white:#fff;
    --radius:12px;
    --shadow:0 4px 16px rgba(4,25,58,.10);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
    margin:0;
    color:var(--text);
    background:#fff;
    font-family:Arial,Helvetica,sans-serif;
    font-size:16px;
    line-height:1.45;
    -webkit-font-smoothing:antialiased;
}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
.container{width:min(100% - 56px,1180px);margin-inline:auto}

.site-header{
    height:92px;
    background:var(--navy);
    color:#fff;
    position:relative;
    z-index:20;
}
.header-inner{
    height:100%;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:34px;
}
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand-logo{width:205px;height:auto}
.desktop-nav{display:flex;align-items:center;gap:48px;margin-left:auto}
.desktop-nav a{font-size:15px;font-weight:700;color:#fff;white-space:nowrap}
.header-call{
    display:flex;
    align-items:center;
    gap:11px;
    min-width:246px;
    justify-content:center;
    background:linear-gradient(180deg,#0873ec,#0754c6);
    border-radius:11px;
    padding:9px 16px;
    box-shadow:inset 0 1px rgba(255,255,255,.18);
}
.header-call .phone-icon{font-size:31px;line-height:1}
.header-call small,.hero-call small,.white-call small,.info-call small,.footer-call small{
    display:block;
    font-size:11px;
    font-weight:800;
    line-height:1.1;
    letter-spacing:.1px;
}
.header-call strong{display:block;font-size:20px;line-height:1.15;letter-spacing:.2px}

.hero{
    position:relative;
    min-height:475px;
    overflow:hidden;
    background:#f8fafc;
}
.hero-image{
    position:absolute;
    inset:0 0 0 43%;
}
.hero-image:before{
    content:"";
    position:absolute;
    z-index:2;
    inset:0;
    background:linear-gradient(90deg,#f8fafc 0%,rgba(248,250,252,.97) 10%,rgba(248,250,252,.25) 43%,rgba(248,250,252,0) 64%);
}
.hero-image img{width:100%;height:100%;object-fit:cover;object-position:center}
.hero-copy{
    position:relative;
    z-index:3;
    width:min(53%,650px);
    padding:52px 0 20px max(28px,calc((100vw - 1180px)/2));
}
.hero h1{
    margin:0 0 12px;
    font-size:43px;
    line-height:1.04;
    letter-spacing:-1.2px;
    font-weight:800;
}
.hero h1 span{color:var(--blue)}
.hero-lead{font-size:17px;line-height:1.45;margin:0 0 13px}
.check-list{padding:0;margin:0 0 18px;list-style:none}
.check-list li{font-size:15px;font-weight:600;margin:7px 0;display:flex;align-items:center;gap:9px}
.check-list li:before{
    content:"✓";
    display:grid;place-items:center;
    width:16px;height:16px;border-radius:50%;
    background:var(--blue);color:#fff;font-size:10px;font-weight:900;
}
.hero-call,.info-call{
    width:max-content;
    display:flex;
    align-items:center;
    gap:12px;
    color:#fff;
    background:linear-gradient(180deg,#0a6be7,#0754c7);
    border-radius:9px;
    padding:9px 19px;
    box-shadow:0 4px 10px rgba(0,86,200,.18);
}
.hero-call-icon{font-size:32px;line-height:1}
.hero-call strong,.info-call strong{
    display:block;
    font-size:25px;
    line-height:1.05;
    letter-spacing:.2px;
}
.independent-note{
    margin:11px 0 0;
    font-size:12px;
    font-weight:600;
    color:#263751;
}
.shield{color:var(--blue);font-size:16px;margin-right:5px}

/* Subtle floating separation between major sections */
.help-section,.talk-section,.why-section,.info-section,.steps-section,.faq-section{
    position:relative;
}
.why-section>.container,.steps-section>.container,.faq-section>.container{
    background:#fff;
    border:1px solid #edf0f4;
    border-radius:14px;
    box-shadow:0 4px 18px rgba(4,25,58,.06);
    padding:20px 20px 22px;
}
.help-section>.container{
    background:#fff;
    border:1px solid #f0f2f5;
    border-radius:14px;
    box-shadow:0 3px 16px rgba(4,25,58,.045);
    padding:18px 18px 20px;
}
.info-section>.container{
    border-radius:14px;
    box-shadow:0 3px 16px rgba(4,25,58,.045);
    border:1px solid #e2edf7;
}
.section-rule{
    width:48px;height:3px;background:var(--blue);
    margin:8px auto 18px;border-radius:5px;
}

.help-section{padding:15px 0 18px;background:#fff}
.help-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.help-card{
    border:1px solid #dce3eb;
    border-radius:9px;
    overflow:hidden;
    background:#fff;
    box-shadow:0 2px 8px rgba(10,30,65,.05);
}
.card-image{height:145px;position:relative;overflow:hidden}
.card-image img{width:100%;height:100%;object-fit:cover}
.support-card-image img{object-position:center center}
.phone-card-image img{object-position:68% center}
.round-icon{
    position:absolute;left:10px;top:9px;
    width:48px;height:48px;border-radius:50%;
    display:grid;place-items:center;
    color:#fff;background:var(--blue);
    font-size:25px;font-weight:800;
    box-shadow:0 2px 8px rgba(0,0,0,.1);
}
.card-body{text-align:center;padding:13px 10px 14px}
.card-body h3{margin:0 0 8px;font-size:16px}
.card-body p{min-height:65px;margin:0 0 11px;font-size:14px;line-height:1.42}
.card-body a{
    display:block;
    background:linear-gradient(180deg,#0a6be7,#0754c7);
    color:#fff;
    border-radius:6px;
    padding:7px 8px;
    font-size:14px;
    font-weight:800;
}

.talk-section{padding:0 0 17px}
.talk-banner{
    position:relative;
    min-height:185px;
    overflow:hidden;
    border-radius:13px;
    background:linear-gradient(105deg,#0869e7,#0049bd);
    color:#fff;
}
.talk-banner:after{
    content:"";
    position:absolute;inset:0;
    background-image:radial-gradient(circle at 80% 40%,rgba(255,255,255,.18) 1px,transparent 1px);
    background-size:5px 5px;
    opacity:.28;
}
.talk-copy{position:relative;z-index:3;padding:26px 0 20px 130px}
.talk-copy h2{text-align:left;font-size:25px}
.talk-copy p{margin:5px 0 13px;font-size:15px}
.talk-banner>img{
    position:absolute;right:90px;bottom:0;
    width:335px;height:100%;object-fit:cover;object-position:center top;
    z-index:2;
    mix-blend-mode:normal;
}
.white-call{
    display:flex;align-items:center;gap:13px;
    width:max-content;
    background:#fff;color:var(--blue);
    border-radius:13px;padding:10px 18px;
}
.big-phone{font-size:38px;line-height:1}
.white-call strong{display:block;font-size:27px;line-height:1.05}
.white-call small{color:#214e9c}

.why-section{padding:0 0 23px}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:42px}
.why-grid article{display:flex;gap:14px;align-items:flex-start}
.why-icon{
    flex:0 0 58px;height:58px;border-radius:50%;
    display:grid;place-items:center;background:var(--blue);
    color:#fff;font-size:25px;font-weight:900;
}
.why-grid h3{font-size:14px;margin:1px 0 4px}
.why-grid p{font-size:13px;line-height:1.4;margin:0}
.why-grid-mobile{display:none}

.info-section{background:#eaf5ff;overflow:hidden}
.info-inner{display:grid;grid-template-columns:50% 50%;min-height:230px;align-items:center}
.info-copy{padding:24px 25px 24px 75px}
.info-copy h2{text-align:left;font-size:22px}
.info-copy h2 span{color:var(--blue)}
.info-copy>p{font-size:14px;line-height:1.38;margin:6px 0 12px}
.info-call{padding:8px 15px}
.info-call>span:first-child{font-size:27px}
.info-call strong{font-size:21px}
.small-note{font-size:10px!important;margin-top:10px!important}
.family-image{height:230px;align-self:end}
.family-image img{width:100%;height:100%;object-fit:cover;object-position:center}

.steps-section{padding:18px 0 10px}
.steps-grid{
    display:grid;
    grid-template-columns:1fr 42px 1fr 42px 1fr;
    align-items:center;
    gap:8px;
}
.step{display:grid;grid-template-columns:38px 1fr 62px;align-items:center;gap:8px}
.step-number{
    width:34px;height:34px;border-radius:50%;background:var(--blue);
    color:#fff;display:grid;place-items:center;font-weight:800;font-size:18px;
}
.step h3{margin:0;font-size:14px}
.step p{margin:3px 0 0;font-size:12px;line-height:1.25}
.step-symbol{
    width:58px;height:58px;border-radius:50%;background:#f0f4f8;
    display:grid;place-items:center;color:var(--blue);font-size:26px;font-weight:800;
}
.arrow{text-align:center;color:var(--blue);font-size:30px}

.faq-section{padding:4px 0 25px}
.faq-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.faq-grid article{
    display:grid;grid-template-columns:30px 1fr;gap:9px;
    padding:8px 17px;
    border-right:1px solid #dce3eb;
}
.faq-grid article:last-child{border-right:0}
.faq-grid article>span{
    width:25px;height:25px;border-radius:50%;background:var(--blue);
    color:#fff;display:grid;place-items:center;font-weight:800;font-size:14px;
}
.faq-grid h3{font-size:13px;margin:1px 0 7px}
.faq-grid p{font-size:12px;line-height:1.5;margin:0}

.footer-cta{background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}
.footer-cta-inner{min-height:93px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.footer-cta-copy{display:flex;align-items:center;gap:14px}
.footer-phone-circle{
    width:54px;height:54px;border-radius:50%;background:#fff;color:var(--blue);
    display:grid;place-items:center;font-size:27px;
}
.footer-cta h2{text-align:left;font-size:21px}
.footer-cta p{margin:2px 0 0;font-size:12px}
.footer-call{
    min-width:330px;text-align:center;background:linear-gradient(180deg,#0a6be7,#0754c7);
    border-radius:30px;padding:8px 20px;
}
.footer-call strong{display:block;font-size:25px;line-height:1}
.footer-main{background:#03152f;color:#fff;padding:18px 0 13px}
.footer-grid{display:grid;grid-template-columns:2.2fr 1fr 1fr 1.5fr;gap:35px}
.footer-brand img{width:190px;margin-bottom:10px}
.footer-grid h3{font-size:11px;margin:0 0 7px}
.footer-grid a,.footer-grid p{display:block;font-size:11px;line-height:1.55;margin:0}
.footer-brand p{max-width:310px;color:#c5d0df;font-size:9px;margin-top:12px}
.footer-contact>a{font-size:15px;font-weight:700}
.footer-contact p{margin-top:7px}
.mobile-sticky-call{display:none}

@media(max-width:950px){
    .container{width:min(100% - 32px,760px)}
    .desktop-nav{gap:18px}
    .header-call{min-width:auto}
    .header-call strong{font-size:16px}
    .hero-copy{width:62%;padding-left:16px}
    .hero h1{font-size:35px}
    .help-grid{grid-template-columns:repeat(2,1fr)}
    .talk-copy{padding-left:35px}
    .talk-banner>img{right:0;width:300px}
    .why-grid{gap:18px}
    .info-copy{padding-left:20px}
    .steps-grid{grid-template-columns:1fr 24px 1fr 24px 1fr}
    .step{grid-template-columns:32px 1fr}
    .step-symbol{display:none}
}

@media(max-width:700px){
    .why-section>.container,.steps-section>.container,.faq-section>.container{
        padding:18px 12px 20px;
        border-radius:12px;
        box-shadow:0 3px 14px rgba(4,25,58,.055);
    }
    .help-section>.container{
        padding:16px 10px 18px;
        border-radius:12px;
    }
    .info-section>.container{border-radius:12px;}
    body{padding-bottom:58px}
    .container{width:min(100% - 24px,540px)}
    .site-header{height:70px}
    .header-inner{gap:10px}
    .brand-logo{width:150px}
    .desktop-nav{display:none}
    .header-call{padding:8px 11px;border-radius:8px}
    .header-call .phone-icon{font-size:22px}
    .header-call small{font-size:8px}
    .header-call strong{font-size:13px}

    .hero{min-height:auto;display:flex;flex-direction:column}
    .hero-image{position:relative;inset:auto;order:1;height:330px}
    .hero-image:before{background:linear-gradient(180deg,rgba(255,255,255,0) 40%,rgba(248,250,252,.92) 100%)}
    .hero-copy{order:2;width:100%;padding:22px 12px 20px;background:#f8fafc}
    .hero h1{font-size:31px;letter-spacing:-.8px}
    .hero-lead{font-size:15px}
    .desktop-only{display:none}
    .hero-call{width:100%;justify-content:center}
    .hero-call strong{font-size:23px}

    section h2{font-size:21px}
    .help-grid{grid-template-columns:1fr 1fr;gap:10px}
    .card-image{height:112px}
    .support-card-image img{object-position:center center}
    .phone-card-image img{object-position:72% center}
    .round-icon{width:40px;height:40px;font-size:19px}
    .card-body{padding:10px 7px 11px}
    .card-body h3{font-size:13px}
    .card-body p{font-size:11px;min-height:62px}
    .card-body a{font-size:11px;padding:7px 4px}

    .talk-banner{min-height:auto;display:flex;flex-direction:column}
    .talk-banner>img{order:1;position:relative;width:100%;height:210px;right:auto;bottom:auto;object-position:center top}
    .talk-copy{order:2;padding:22px 18px 25px;position:relative}
    .talk-copy h2{font-size:22px}
    .white-call{position:relative;z-index:4;width:100%;justify-content:center}
    .white-call strong{font-size:22px}

    .why-section{padding:12px 0 20px;margin-top:4px}
    .why-grid p{font-size:12px}

    .info-inner{grid-template-columns:1fr}
    .info-copy{padding:25px 8px}
    .family-image{height:220px}
    .steps-grid{display:flex;flex-direction:column;gap:9px;align-items:stretch}
    .arrow{transform:rotate(90deg);height:18px}
    .step{grid-template-columns:34px 1fr;gap:10px}
    .step-symbol{display:grid;grid-column:3;grid-row:1/3}
    .faq-section{margin-top:8px;padding:12px 0 24px}
    .faq-grid{grid-template-columns:1fr 1fr}
    .faq-grid article{padding:10px 8px;border-bottom:1px solid #dce3eb}
    .faq-grid article:nth-child(2n){border-right:0}
    .footer-cta-inner{min-height:auto;padding:16px 0;flex-direction:column;align-items:stretch}
    .footer-cta-copy{align-items:flex-start}
    .footer-cta h2{font-size:17px}
    .footer-call{min-width:0;width:100%}
    .footer-grid{grid-template-columns:1fr 1fr;gap:20px}
    .footer-brand{grid-column:1/-1}
    .mobile-sticky-call{
        display:flex;position:fixed;z-index:100;
        bottom:0;left:0;right:0;height:58px;
        align-items:center;justify-content:center;gap:9px;
        background:linear-gradient(180deg,#0a6be7,#0754c7);
        color:#fff;font-size:14px;font-weight:800;
        box-shadow:0 -3px 14px rgba(0,0,0,.18);
    }
    .mobile-sticky-call span{font-size:23px}
}

@media(max-width:390px){
    .brand-logo{width:135px}
    .header-call strong{font-size:11px}
    .hero h1{font-size:28px}
    .help-grid{gap:8px}
    .card-image{height:100px}
    .card-body p{font-size:10px}
}

/* Mobile polish: keep the existing visual language, but restore comfortable sizing. */
@media(max-width:700px){
    .container{width:min(100% - 28px,560px)}

    /* Larger, easier-to-read mobile help cards */
    .help-section>.container{padding:18px 12px 22px}
    .help-grid{gap:14px}
    .help-card{
        border-radius:12px;
        box-shadow:0 4px 14px rgba(10,30,65,.07);
        transition:transform .22s ease,box-shadow .22s ease;
    }
    .help-card:hover,.help-card:focus-within{
        transform:translateY(-4px) scale(1.015);
        box-shadow:0 9px 22px rgba(10,30,65,.12);
    }
    .card-image{height:145px}
    .round-icon{width:44px;height:44px;font-size:21px;left:11px;top:10px}
    .card-body{padding:13px 10px 14px}
    .card-body h3{font-size:14px;line-height:1.25;margin-bottom:8px}
    .card-body p{font-size:12.5px;line-height:1.45;min-height:68px;margin-bottom:12px}
    .card-body a{font-size:12.5px;padding:8px 6px;border-radius:7px}

    /* Professional mobile CTA proportions */
    .talk-banner>img{height:235px}
    .talk-copy{padding:24px 20px 27px}
    .talk-copy h2{font-size:23px;line-height:1.15}
    .talk-copy p{font-size:14px;line-height:1.45}
    .white-call{padding:11px 15px;border-radius:12px}
    .big-phone{font-size:32px}
    .white-call strong{font-size:21px}
    .white-call small{font-size:10px}

    /* WHY CONTACT US? — subtle entrance + premium hover interaction */
    .why-section>.container{padding:20px 16px 22px}
    .why-grid{gap:14px}
    .why-grid article{
        padding:14px 12px;
        border:1px solid #edf0f4;
        border-radius:11px;
        background:#fff;
        box-shadow:0 3px 12px rgba(4,25,58,.045);
        transition:transform .24s ease,box-shadow .24s ease,border-color .24s ease;
        animation:whySlideIn .55s ease both;
    }
    .why-grid article:nth-child(2){animation-delay:.08s}
    .why-grid article:nth-child(3){animation-delay:.16s}
    .why-grid article:hover,.why-grid article:focus-within{
        transform:translateX(5px) scale(1.025);
        box-shadow:0 9px 22px rgba(4,25,58,.11);
        border-color:#dce7f5;
    }
    .why-icon{flex-basis:52px;height:52px;font-size:22px}
    .why-grid h3{font-size:14px;margin:1px 0 5px}
    .why-grid p{font-size:13px;line-height:1.45}

    /* Make the remaining mobile sections comfortably readable without changing desktop. */
    .info-copy{padding:27px 10px}
    .info-copy h2{font-size:22px;line-height:1.18}
    .info-copy>p{font-size:13.5px;line-height:1.5}
    .family-image{height:235px}
    .steps-section>.container{padding:20px 16px 22px}
    .step{padding:7px 2px;grid-template-columns:38px 1fr 58px;gap:10px}
    .step-number{width:36px;height:36px;font-size:17px}
    .step h3{font-size:14px}
    .step p{font-size:12.5px;line-height:1.35}
    .step-symbol{width:52px;height:52px;font-size:23px}
    .faq-section>.container{padding:20px 14px 22px}
    .faq-grid article{padding:12px 9px;gap:10px}
    .faq-grid article>span{width:27px;height:27px}
    .faq-grid h3{font-size:13.5px;line-height:1.25}
    .faq-grid p{font-size:12.5px;line-height:1.5}
}

@keyframes whySlideIn{
    from{opacity:0;transform:translateX(-18px)}
    to{opacity:1;transform:translateX(0)}
}

@media(prefers-reduced-motion:reduce){
    .why-grid article{animation:none}
    .help-card,.why-grid article{transition:none}
}

@media(max-width:390px){
    .container{width:min(100% - 22px,560px)}
    .help-grid{gap:10px}
    .card-image{height:125px}
    .card-body{padding:12px 8px 13px}
    .card-body h3{font-size:13.5px}
    .card-body p{font-size:11.5px;min-height:65px}
    .card-body a{font-size:11.5px}
    .talk-banner>img{height:215px}
    .talk-copy{padding:22px 16px 24px}
    .why-grid article{padding:13px 10px}
    .why-grid p{font-size:12.5px}
}

/* Mobile-only FAQ dropdown + horizontally scrollable WHY CONTACT US cards */
@media(max-width:700px){
  .why-section .why-grid{
    display:flex;
    overflow-x:auto;
    overflow-y:hidden;
    flex-wrap:nowrap;
    gap:14px;
    padding:4px 4px 12px;
    scroll-snap-type:x mandatory;
    -webkit-overflow-scrolling:touch;
    scrollbar-width:thin;
  }
  .why-section .why-grid article{
    flex:0 0 min(82vw,360px);
    scroll-snap-align:start;
    min-height:116px;
  }
  .why-section .why-grid::-webkit-scrollbar{height:5px}
  .why-section .why-grid::-webkit-scrollbar-thumb{border-radius:10px;background:#d9e0e8}

  .faq-grid{
    display:block;
  }
  .faq-grid article{
    border:1px solid #e3e8ee!important;
    border-radius:10px;
    margin:0 0 9px;
    padding:0!important;
    background:#fff;
    overflow:hidden;
  }
  .faq-grid article > div{
    display:none;
  }
  .faq-grid article > span{
    display:none;
  }
  .faq-grid article::before{
    content:'';
    display:block;
  }
  .faq-grid article h3{
    margin:0;
    padding:15px 42px 15px 15px;
    font-size:14px;
    position:relative;
    cursor:pointer;
  }
  .faq-grid article h3::after{
    content:'+';
    position:absolute;
    right:15px;
    top:50%;
    transform:translateY(-50%);
    font-size:21px;
    font-weight:400;
    line-height:1;
  }
  .faq-grid article:focus-within h3::after,
  .faq-grid article:has(input:checked) h3::after{content:'−'}
  .faq-grid article h3::before{
    content:'';
    position:absolute;
    inset:0;
  }
  .faq-grid article p{
    display:block;
    margin:0;
    padding:0 15px 15px;
    font-size:13px;
    line-height:1.5;
  }
}


/* Final mobile-only section behaviour */
@media (max-width:700px){
  /* WHY CONTACT US: true horizontal card scroller */
  .why-section .container{overflow:hidden;}
  .why-section .why-grid{
    display:flex !important;
    flex-direction:row !important;
    flex-wrap:nowrap !important;
    width:100%;
    overflow-x:auto !important;
    overflow-y:hidden !important;
    gap:16px !important;
    padding:6px 18px 18px 2px !important;
    margin:0 !important;
    scroll-snap-type:x mandatory;
    overscroll-behavior-x:contain;
    -webkit-overflow-scrolling:touch;
  }
  .why-section .why-grid article{
    display:flex !important;
    flex:0 0 82vw !important;
    width:82vw !important;
    max-width:360px;
    min-height:145px !important;
    box-sizing:border-box;
    scroll-snap-align:start;
  }

  /* FAQ: closed by default, tap to expand */
  .faq-section .faq-grid{display:block !important;}
  .faq-section .faq-grid article{
    position:relative;
    display:block !important;
    margin:0 0 10px !important;
    padding:0 !important;
    border:1px solid #e3e8ee !important;
    border-radius:12px !important;
    background:#fff !important;
    overflow:hidden !important;
  }
  .faq-section .faq-grid article > span{display:none !important;}
  .faq-section .faq-grid article > div{display:block !important;}
  .faq-section .faq-grid article h3{
    position:relative;
    display:flex !important;
    align-items:center;
    min-height:54px;
    box-sizing:border-box;
    margin:0 !important;
    padding:15px 48px 15px 16px !important;
    font-size:15px !important;
    line-height:1.35;
    cursor:pointer;
    user-select:none;
  }
  .faq-section .faq-grid article h3:after{
    content:'+';
    position:absolute;
    right:17px;
    top:50%;
    transform:translateY(-50%);
    font-size:23px;
    font-weight:300;
    line-height:1;
  }
  .faq-section .faq-grid article p{
    max-height:0 !important;
    opacity:0;
    overflow:hidden !important;
    margin:0 !important;
    padding:0 16px !important;
    font-size:13.5px !important;
    line-height:1.55;
    transition:max-height .28s ease, opacity .2s ease, padding .28s ease;
  }
  .faq-section .faq-grid article.faq-open h3:after{content:'−';}
  .faq-section .faq-grid article.faq-open p{
    max-height:180px !important;
    opacity:1;
    padding:0 16px 17px !important;
  }
}